VITA: free tax preparation by IRS-certified volunteers
Volunteer Income Tax Assistance (VITA) is a free program where trained volunteers prepare your federal and usually your state return. It is meant for people who generally make about $70,244 or less, people with disabilities and people who speak limited English.
Find a VITA site (IRS locator)
Check if you qualify (5 questions)Free if you qualify. Income guideline as shown by the IRS in September 2026. Limits are set each year before the filing season.
Who qualifies
- You generally make about $70,244 or less. The IRS does not set one hard limit; each site may set its own.
- You have a disability, or you speak limited English (sites may help regardless of income).
- Your return is basic: wages, Social Security, pensions, unemployment, interest, credits such as the Earned Income Tax Credit and the Child Tax Credit.
- Some sites also prepare prior-year returns. Ask the site before you go.
Who it is not for
- A business that shows a loss on Schedule C, depreciation, or a home office deduction.
- Most rental property returns.
- Very complex investment returns. Sites vary, so call ahead.
How to get started
- Find a site with the IRS VITA/TCE locator or call 800-906-9887. Sites are mostly open from late January to April 15.
- Check whether the site takes appointments or walk-ins, and which languages it offers.
- Bring the documents on the checklist below. Missing documents is the most common reason a visit fails.
- A volunteer prepares the return, a second volunteer reviews it, and you sign before it is filed.
Prefer to do it yourself online? See MyFreeTaxes
What to bring
- Photo ID for you and your spouse
- Social Security cards or ITIN letters for everyone on the return
- Birth dates for everyone on the return
- W-2, W-2G, 1099-R, 1099-MISC and other income forms
- Social Security benefit statement (SSA-1099)
- Interest and dividend statements (1099-INT, 1099-DIV)
- Last year's federal and state returns
- Bank routing and account numbers for direct deposit
- Child care provider name, address and tax ID
- Form 1095-A if you had Marketplace health insurance
- If married filing jointly: both spouses should come to sign
From the IRS checklist for free tax return preparation. Ask your site if it needs anything else.
Common questions
Is VITA really free?
Yes. VITA sites do not charge for preparing or e-filing your return if you qualify and your return is in scope. If anyone asks you to pay, you are not at a VITA site.
What is the VITA income limit?
The IRS says VITA generally serves people who make about $70,244 or less. It does not set a single program-wide limit, and individual sites may set their own. In filing season 2026 many partner sites used about $69,000.
Can VITA do my self-employment return?
Sometimes. Volunteers can do simple self-employment income, but not a Schedule C with a loss, depreciation, or business use of home. Ask the site before you go.
Is VITA open all year?
Most sites are open from late January to April 15. A few stay open longer or reopen for extensions. The IRS locator lists current sites.
If this program does not fit
Other free programs may still work for you:
TCE
Tax Counseling for the Elderly Age 60 or older Free if you qualifyAARP Foundation Tax-Aide
Free volunteer tax help from AARP Foundation Over 50, low to moderate income Free if you qualifyIRS Free File
Free guided tax software from IRS partner companies AGI $89,000 or less (tax year 2025) Free federal return if you qualify; state may cost extraFree File Fillable Forms
Free IRS forms you fill in online, any income Any income, confident with forms Free (federal only)MilTax
Free tax software and help for the military community Service members, families, recent veterans Free if you qualifyMyFreeTaxes
United Way's free tax software and VITA help Income under $89,000 Free if you qualify, federal and statePrefer a paid pro?
If no free program fits, or you have an IRS notice or tax debt, our partner Pack Tax prepares returns and handles IRS problems for clients in every state by phone and video.
This is paid help, not a free program. You can ask questions before you agree to anything.
Ask Pack Tax for helpPack Tax is our paid partner; we may receive a fee for referrals. How this works
Sources
- IRS: Free tax return preparation for qualifying taxpayers
- MyFreeTaxes by United Way
- IRS Publication 3676-B: services provided by VITA/TCE
- IRS: Checklist for free tax return preparation
Facts on this page were checked against these sources on October 8, 2026. Rules change each year; confirm with the official source before you file.